By Mattijn Franssen
Be Ruthless with Debt
The third principle I learned was to rid myself of debt. There are benefits to this principle beyond just the financial savings.
If you missed lessons one and two click here
How are you doing with your saving for retirement? How many more years do you have before you would like to retire? Not sure, well one fact for sure is you have one less year than you did last year.
A large percentage of the population does not save enough for retirement. Gone are the days when you have a pension and social security guaranteed to be waiting for you when you retire. You have to take control yourself.
But how? Even though your income may go up every year, you can’t seem to scrape enough “extra” to put aside for savings.
There is a way to do it though that is not as painful as you might guess.
One of the best pieces of information I have learned is to replace bad habits with good ones.
We all have bad habits, especially in the area of money. We overspend, we save too little, we owe too much, we don’t make enough income. All of these problems are seemingly impossible to tackle. But all big problems can be addressed by working on them a little at a time. If bad habits got you into the mess, then good habits will get you out of them.
By Namphuong Van
Spring is Here… I think.
Winters in Chicago require the ability to endure extremes, both in temperature and the hassles of snow. The winter of 2013-2014 was the fourth worst in Chicago history. If you have been alive since 1960 you have lived through all four of the worst. I have.
Photo by MKHMarketing
If you’re like me, you hear about all the change in this world, especially in the world of technology and it seems overwhelming at times trying to keep up with it all. Younger people seem to adapt really well.
Even though blogging isn’t something new, I would guess the percentage of those blogging over 50 must be quite small. I work in IT, and I only started doing it last year.
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