The 84 Hour Work Week

Hard work pays off

WORK – activity involving mental or physical effort done in order to achieve a purpose or result.

I looked up the definition in Google and found the above.

What is Your Purpose? What Result Do You Want?

Depending on what your answers are to the two questions above, work can mean very different things.

If you hate your job then you probably only want to work there four hours per week, if that.

If the given purpose is to clean the garage, then yes you want the amount of time you spend on it to be as short as possible, or even better pay someone else to do it for you.

In both of these cases, you want to reduce the number of hours spent to avoid it or be more productive with your time.

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Workout Monday

Today I worked out Chest, Biceps and Abs. I did three supersets. This was a great workout for all three muscles. I could really feel it in all three areas. Yesterday I did an interval workout, so I’m going to post both of them today for a bonus. Superset #1 Pushups and Hammer Curls – … Read more

The Minimalist Guide to Exercising

Minamalist Exercising

Do you want to simplify your workouts?

There are a number of people who promote things like “lose fat in only 10 minutes” or “six pack abs in three minutes per day”.

Those usually don’t work, but can you simplify your workouts or reduce the amount of time they take AND get great results? I know you can.

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What the Heck is the Difference Between a Baby Boomer, a Gen X and a Millennial?


Do you know the difference between a Baby Boomer, a Gen X, and a Millennial?

I didn’t. I wasn’t sure when each generation started and ended, so I did some research. It was pretty interesting and nostalgic.

The weird thing is there are no firm definitions of any of the groups, but what follows seems to be the consensus.

I also listed the movies, TV shows and music popular during these generations, although there are many choices that are popular with all three generations.


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Best Financial Tip I Ever Learned Lesson Seven of Seven

What is the best financial tip I ever received

This is the last lesson in this series on money. I consider it the best financial tip I every learned – developing a side income.

Many people have issues with their current job/career; they don’t like it, they don’t make enough money, they don’t see an opportunity for a promotion, they are not really good at their job, or they don’t like the people around them.

A lesson I learned was to get myself a part-time job. Not just because of the extra income (although certainly nice) but to do something I love, to get good at it, have a separate source of income, in case I lose my job, and most importantly, to have something to do when I retire and that can earn me some money that means I don’t have to pull as much out of my savings. As a result, I can either retire earlier, or more comfortably.

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Dream Big Lesson Six of Seven

Make your dream big and your annual goal small

I remember being a kid and making up games all the time. Back in the late sixties, early seventies we didn’t have cool toys, video games, computers, smartphones and cable TV. We had boxes and dirt, actually a box was a luxury. You only had one if someone’s family bought a new washing machine. When we didn’t have a box, we would crawl inside the bushes and there was enough room under there for a nice fort. You would come out of there with scratches and your skin itching from the plant oils or bugs but it was worth it. We would spend hours making up games, on the fly, no instructions, just a couple of kids and a situation.

As we get older, we lose the ability to use our imagination.

How does this relate to lessons learned in finance?

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How to Allocate a Paycheck – Lesson Five of Seven

Spending how to allocate a paycheck

Spending is the topic that seems to be the focus of most accountants and personal finance people. Working on and developing budgets is their primary task.

While it is important, it can get in the way, be a time-killer, and discourage most people from focusing on their finances. A lot of people would disagree but they tend to be the kind that love working on budgets and spending time mired in the details, ones who love to research where they spent that last $1.97 and place it in its proper category so that everything is in balance.

We need accountants, heck I am one. But most people can’t and won’t do what accountants do.

What is a better solution?

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